Three decades of experience, one dedicated professional
M&S Finance Consulting was built on a simple principle: give every client the same care, precision, and attention a business owner would give their own finances.
For more than 30 years, M&S Finance Consulting has provided accounting, tax, and financial consulting services to businesses and individuals in Cartagena, Colombia. As a one-person practice, every engagement is handled personally — no hand-offs, no juniors learning on your account, just direct, experienced guidance from start to finish.
In recent years, the practice has expanded to include data analysis services, bringing modern tools and techniques to help clients understand their numbers more deeply and make better decisions — a new chapter built on the same foundation of trust.
Our values
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Integrity Every recommendation is made with honesty and your best interest in mind.
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Precision Meticulous, accurate work — because in finance, details matter.
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Personal attention You are never just a file number. Every client gets direct, personal attention.
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Continuous learning Decades of accounting experience alongside current data engineering, so the practice stays useful as the tools change.
Our team
Emilio Salcedo
Founder & Lead Consultant, Accountant
With over 30 years of experience in accounting and financial consulting, our founder has helped countless businesses and individuals in Cartagena navigate their finances with clarity and confidence.
See accounting servicesJuan Felipe Salcedo
Data Engineer & Technology Consultant
Juan Felipe is a data engineer with an MSc in Statistics and Data Science and five years building data systems in enterprise environments. He builds dashboards, integrations and automation — and AI systems that cite their sources, so what they answer can be checked.
See Data & AI